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soss team photo new full.jpg

The Highest Rated Mortgage Company in the Universe.*


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The Highest Rated Mortgage Company in the Universe.*


*as determined by a 2015 survey conducted by highly respected industry trade group: M.O.S.T. (Moms Of Soss Team)

 
 

Led by Andrew Soss, one of the top producing mortgage originators in the country, the Andrew Soss Lending Team is a group of highly skilled and experienced mortgage professionals serving clients throughout California.

 
 

Our Advantage.


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Our Advantage.


A Unique Company

Guaranteed Rate can more accurately be described as a technology company who happens to fund mortgages. Every process has been reverse engineered to ensure a smooth client experience and to close transactions on time. From the moment an application comes in via our first proprietary 'Digital Mortgage',  things start happening right away behind the scenes. 


Customer Experience

We are laser focused on the client experience. We understand that it doesn’t matter how well we market and sell if we don’t provide the client an amazing experience. By utilizing the most current technology for pipeline management, status updates and real time mortgage rate tracking, we are able to provide an unparalleled level of client interaction and communication.

About Guaranteed Rate.


Just one of the ten largest mortgage lenders in the country.... No big deal.

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About Guaranteed Rate.


Just one of the ten largest mortgage lenders in the country.... No big deal.

 

Guaranteed Rate, The Home Purchase Experts

 

As one of the top 10 largest home loan lenders in the U.S. (and largest privately held mortgage bank in the country), GR have over 175 offices nationwide and employ over 2,600 people. Andrew and his team can custom tailor a loan product to fit almost every need. As a company, GR has a 96% customer satisfaction rating and a 77 "Net Promoter Score" (higher than Apple, Zappos and Amazon!). 

 

Don't just take our word for it. See what people are saying about us.


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Don't just take our word for it. See what people are saying about us.


We closed our purchase-loan for a single family home with Andrew Soss’ team last week. I’m a second time home buyer and in the last 12 years of our purchase and refinancing history, this particular transaction is the smoothest one we had ever encountered.

Andrew and Robin were very organized and proactive on the required documentation. They have a work-flow chart sent out every Monday and Thursday summarizing the complete process and what else is left. This tremendously helped assure us that we are on the right track to close escrow on time.

Since this is a purchase loan and we had our own set of complexities in terms of being able to be qualified, Robin had a great deal of patience to answer all the questions and put our anxiety to rest.

Finally, two import things in my opinion:
1. Prompt response from Andrew all days a week was very helpful. In the past, we encountered loan officers who don’t respond back from Friday 5:00PM to Monday 9:00AM. This might be fine for refinancing but not for a purchase-loan.
2. When we first approached Andrew with our purchase price and down-payment options, he presented us with few other viable alternatives that I wasn’t aware of earlier. This information turned out to be very significant in our decision process to pick the right type of loan.

Thanks Andrew and Robin for such an awesome service. You made the whole transaction look as seamless as possible !
— Missy K. San Jose, CA
Just finished a refi with Andrew and his team. What a great experience for what can be a tedious process. Andrew and his team were professional, thorough, timely, knowledgeable, and very friendly. I highly recommend them!!
— Kimberly C., Seal Beach, CA
I knew I wanted to use a local company that was not through a big bank. I had two other preapprovals through major banks but I just didn’t like the terms they offered — close within 17 days but excessive closing costs or couldn’t close in less than 40 days — things that would hinder our ability to get an offer accepted in this market.

I’m very happy with our decision. Our loan was funded in 3 weeks! We could have closed even sooner if we didn’t have to wait for our own funds to transfer. Closing a week early was a huge relief for us because we had a nonrefundable vacation (in-laws are coming!) planned for the same day we were originally scheduled to close (30 days). Closing a week early saved us money by not having to extend rent on our old place to move after vacation and relieved some pressure from ill timed plans.

Andrew and his team were incredibly easy to work with. I’ve heard nightmare stories about the mortgage process but I did not have that experience. Lenders still require documentation over and over right away but other than that the whole process was painless and efficient. Andrew was able to get a very competitive rate with lower closing costs.
— Ruthie Schaeferle, Mountain View, CA
Andrew and his team are absolutely amazing to work with! Andrew was recommended to us by our friends who was extremely happy with his services and rates. I reached out to Andrew’s team via his website and was promptly scheduled to chat with him the next day. Andrew was extremely thorough in collecting our information and knowledgeable in breaking down the daunting process for a first time buyer. His rates were extremely competitive and really appreciated the responsiveness of his entire team.
— Tina P., Los Angeles, CA

 
 

We have over 80 five star reviews on Yelp.
Check it out!

Distribution of Reviews on Yelp

as of 7/30/2015