About Us

Led by Andrew Soss, one of the top producing mortgage originators in the country, the Soss Mortgage Team is a group of highly skilled and experienced mortgage professionals serving clients throughout California.


Meet the Team

Andrew Soss, Team LEader, MLO#259002

Branch Manager. Stand-up Comedian. Record holder for longest putt made in the office. Whichever hat he’s wearing that day, Andrew is giving it his all.  He provides the vision and drive to the team and is responsible for ensuring that the clients have an amazing experience. 

With 15+ years in the residential finance industry, Andrew has seen it all. That experience allows him the ability to provide his clients all the education needed for them to make informed financial decisions. 

Andrew is an avid golfer and poker player and has numerous mortgage related accolades including being named to the top 40 under 40 list by Mortgage Professional Magazine. Andrew was ranked the 48th highest producing loan originator nationally, #15 in California and #3 in Orange County in 2015. He resides in Irvine with his wife, Karla, and his daughter, Hadley.

Aaron Waldo, Business Development Manager

As Business Development Manager for the team, Aaron works daily with Andrew on developing new channels of business, deepening referral partner relationships and finding new and creative ways to add value to our partner’s bottom line. Aaron manages the inside sales team, sources and cultivates new referral partners and works with the team on vision, drive and motivation. He has an undergraduate degree from Cal Poly and graduated law school at University of Pacific (McGeorge) and has direct sales experience in the real estate, home security and electronics industries. 

But forget all that….he’s one of the most positive, upbeat and energetic people you will ever meet. If there is ever a day in the office where the energy is low, look out! Aaron will blast some music and make everyone get up and dance it out. In his free time, he loves to golf, hike and mountain bike. He resides with his wife and son in Newport Beach.

Amy Yang

As our most experienced team member, Amy manages our processing department. She works directly with our clients as well as escrow officers, Realtors, and our underwriting team to coordinate a smooth closing. Amy resides in Long Beach and enjoys volunteering with a local charity in her free time.

Niko Belsito

Niko is one of our Sr. Mortgage Loan Officers. With 18 years in the industry, he is the most experienced salesperson on the team. Niko shares the Benchmark Philosophy of “Lender for Life” and is committed to his client’s financial well being. Originally from the east coast, just outside of Boston, Niko has worked hard to earn the trust of his clients. He currently resides in Newport Beach.

MATT VERONESI, loan officer

Matt works hand in hand with Andrew on all of his files. He has tons of mortgage experience including roles in sales, operations and management. A wealth of knowledge, he is the go-to when anyone on the team has a question about a guideline or specific program. As the initial point of contact for most clients, Matt collects and organizes financial data, determines loan structuring and manages pre-approvals for the team.
In his free time, he loves to cook and go to USC Trojan football games. Matt has two sons and he resides with his wife in Anaheim.


Dustin joined the Soss Mortgage team in early 2016. He is responsible for managing Andrew's portfolio of past clients to ensure that their current mortgage is always aligned with their current financial goals. Dustin also works with new clients and our Realtor partners to provide home purchase financing. A third generation mortgage expert, Dustin is also a veteran of the United States Marine Corps and focuses his efforts on helping his fellow veterans with their home purchase by using the super popular VA loan program. 

In his spare time, he enjoys golfing. He is expecting his first child in mid 2017 (it's a Girl!) and resides in Costa Mesa.



Victor Link, operations manager

Victor serves as Operations Manager for the team. Prior to joining the team in early 2013, Victor’s background included operations management and sales experience from the technical fields of consumer electronics and telecommunications.

In addition, he is a former small business owner and prides himself on solving problems by focusing on what is best for the client. Victor holds a Bachelor's degree from the University of LaVerne in Business Administration.

He enjoys traveling, snowboarding, golfing, cooking and wine tasting with family and friends. He resides with his wife, Lynne, in Aliso Viejo.

**RIP AS OF 12/31/16** =(

Do you have a Bone to Pick? Then contact Baxter, the head of our Customer Complaint Department. Baxter joined the team in 2006 with 56 dog years of experience in such positions as pack leader, ball chaser, Chief Barking Officer (CBO), and Assistant Lending Pooch (ALPO).  Baxter holds an undergraduate degree in Human Relations from UC BARKley. 

In his free time, Baxter enjoys chasing cats, taking long walks on the beach, poetry, and his #1 passion: table tennis.

marina magana, loan officer assitant

Marina joined the team in 2015 and has been a valuable addition. She is responsible for coordinating with clients to schedule consultations, document collection, client follow up as well as managing our past client database. Marina has a background in financial planning and sales administration for a fortune 500 company.  


Malika Delaney, Office Assistant

Malika is the team's Jr. Processor. She is the resident Jack (Jill?) of all trades. She assists the processing team to help fulfill the 9,478,895 pieces of documentation that are required to get a mortgage. She has a varied background in real estate including finance and property management. Before joining the team, she managed three high end apartment buildings in Orange and Los Angeles County. 

In her free time, you will find Malika hanging with her parents, five brothers, sister, and in-laws. She is an active soccer fan of her three nieces and nephew and most weekends she is on the sidelines somewhere cheering on their teams. She loves traveling, cooking, and being a well-rounded foodie. She resides with her family and dog Foxy in Long Beach.

Cher Yang

Cher joined the team in early 2017 as a Jr. Loan Processor. She helps our team by fulfilling a lot of the behind the scenes verifications that are required to get the file to the finish line. She resides in Long Beach and is an avid hiker.